:root{--navy:#16324e;--navy-d:#0d2237;--navy-l:#1f4368;--orange:#e8821a;--orange-d:#c96d0e;
--cream:#faf8f4;--white:#fff;--ink:#22303e;--gray:#5c6a77;--line:#e6e1d8;
--shadow:0 10px 30px rgba(13,34,55,.08);--radius:14px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;color:var(--ink);background:var(--cream);line-height:1.65;font-size:16px}
h1,h2,h3,.serif{font-family:'Playfair Display',serif}
img{max-width:100%}
a{color:var(--orange-d);text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12.5px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--orange-d)}
.eyebrow::before{content:"";width:34px;height:2px;background:var(--orange)}
.sec{padding:80px 0}
.sec-head{max-width:720px;margin-bottom:44px}
.sec-head h2{font-size:clamp(26px,3.6vw,38px);color:var(--navy);line-height:1.15;margin:14px 0 12px}
.sec-head p{color:var(--gray);font-size:17px}
.btn{display:inline-block;padding:14px 30px;border-radius:8px;font-weight:600;font-size:15px;transition:.25s;cursor:pointer;border:2px solid transparent}
.btn-orange{background:var(--orange);color:#fff}
.btn-orange:hover{background:var(--orange-d);transform:translateY(-2px)}
.btn-ghost{border-color:rgba(255,255,255,.45);color:#fff}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-l)}
header{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(13,34,55,.94);backdrop-filter:blur(10px)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand img{height:32px;filter:brightness(0) invert(1)}
.nav-links{display:flex;gap:24px;list-style:none;align-items:center}
.nav-links a{color:#d7e0ea;font-size:14.5px;font-weight:500;transition:.2s}
.nav-links a:hover{color:var(--orange)}
.nav-links a.active{color:var(--orange);font-weight:600}
.nav-cta{background:var(--orange);color:#fff!important;padding:9px 18px;border-radius:7px;font-weight:600}
.nav-cta:hover{background:var(--orange-d)}
.burger{display:none;background:none;border:none;cursor:pointer;width:40px;height:40px}
.burger span{display:block;width:22px;height:2px;background:#fff;margin:5px auto}
.hero{position:relative;background:linear-gradient(140deg,var(--navy-d) 0%,var(--navy) 55%,var(--navy-l) 100%);color:#fff;padding:180px 0 110px;overflow:hidden}
.hero::after,.page-hero::after{content:"";position:absolute;right:-140px;top:50%;transform:translateY(-50%);width:520px;height:520px;background:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><g fill="none" stroke="%23e8821a" stroke-width=".6" opacity=".55"><circle cx="50" cy="50" r="46"/><circle cx="50" cy="50" r="34"/><path d="M50 4v92M4 50h92M18 18l64 64M82 18l-64 64"/><path fill="%23e8821a" stroke="none" d="M50 12l5 33-5 5-5-5z"/><path fill="%23e8821a" stroke="none" opacity=".6" d="M50 88l5-33-5-5-5 5z"/></g></svg>') center/contain no-repeat;opacity:.32;pointer-events:none}
.hero .wrap,.page-hero .wrap{position:relative;z-index:2}
.hero-kicker{display:inline-block;border:1px solid rgba(232,130,26,.5);color:#f0b269;font-size:12px;letter-spacing:.2em;text-transform:uppercase;padding:7px 16px;border-radius:30px;margin-bottom:26px;font-weight:600}
.hero h1{font-size:clamp(32px,4.8vw,54px);line-height:1.12;max-width:760px;font-weight:600}
.hero h1 em{color:var(--orange);font-style:normal}
.hero-sub{margin:22px 0 12px;font-size:18.5px;color:#c9d5e1;max-width:640px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.page-hero{position:relative;background:linear-gradient(140deg,var(--navy-d),var(--navy));color:#fff;padding:150px 0 64px;overflow:hidden}
.page-hero h1{font-size:clamp(28px,4vw,44px);font-weight:600;max-width:800px}
.page-hero .crumb{color:#9fb2c4;font-size:13.5px;margin-bottom:14px}
.page-hero .crumb a{color:#c9d5e1}
.page-hero .tag-line{color:var(--orange);font-weight:600;letter-spacing:.08em;text-transform:uppercase;font-size:13.5px;margin-top:12px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;box-shadow:var(--shadow)}
.card h3{color:var(--navy);font-size:20px;margin-bottom:10px}
.card p{color:var(--gray);font-size:14.8px}
.card .ico{width:50px;height:50px;border-radius:12px;background:rgba(232,130,26,.12);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.card .ico svg{width:25px;height:25px;stroke:var(--orange-d)}
.pole-card{position:relative;transition:.3s;display:flex;flex-direction:column}
.pole-card:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(13,34,55,.14)}
.pole-card .num{font-family:'Playfair Display',serif;font-size:40px;color:rgba(22,50,78,.13);font-weight:700;position:absolute;top:14px;right:22px;line-height:1}
.pole-card .tag{color:var(--orange-d);font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;margin-bottom:12px;display:block}
.pole-card .more{margin-top:auto;padding-top:14px;font-weight:600;font-size:14.5px;color:var(--navy)}
.pole-card .more span{color:var(--orange-d)}
.mvv{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:var(--shadow)}
.mvv-row{display:grid;grid-template-columns:190px 1fr;border-bottom:1px solid var(--line)}
.mvv-row:last-child{border-bottom:none}
.mvv-row dt{background:var(--navy);color:#fff;padding:26px;font-weight:700;letter-spacing:.12em;font-size:13.5px;display:flex;align-items:center}
.mvv-row dd{padding:26px 30px;font-size:15.5px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 24px;box-shadow:var(--shadow)}
.step .n{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-family:'Playfair Display',serif;font-size:18px;margin-bottom:16px;border:3px solid rgba(232,130,26,.5)}
.step h3{color:var(--navy);font-size:16.5px;letter-spacing:.08em;margin-bottom:8px}
.step p{color:var(--gray);font-size:14px}
.why{background:#fff;border-left:4px solid var(--orange);border-radius:10px;padding:24px 22px;box-shadow:var(--shadow)}
.why h3{color:var(--navy);font-size:16.5px;margin-bottom:8px}
.why p{color:var(--gray);font-size:14.2px}
.stats{background:linear-gradient(120deg,var(--navy-d),var(--navy));color:#fff;padding:64px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat b{display:block;font-family:'Playfair Display',serif;font-size:clamp(36px,4.6vw,50px);color:var(--orange);font-weight:700}
.stat span{display:block;font-weight:700;margin-top:4px;letter-spacing:.06em}
.stat i{color:#a9bacb;font-style:normal;font-size:13.5px}
.quote{padding:72px 0;background:#fff;text-align:center}
.quote blockquote{font-family:'Playfair Display',serif;font-size:clamp(19px,2.8vw,26px);color:var(--navy);max-width:820px;margin:0 auto 18px;line-height:1.45;font-style:italic}
.quote cite{color:var(--orange-d);font-style:normal;font-weight:600;letter-spacing:.08em;font-size:13px;text-transform:uppercase}
.sect-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.sect{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px 20px;text-align:center;font-weight:600;color:var(--navy);font-size:14.6px;transition:.25s}
.sect:hover{border-color:var(--orange);transform:translateY(-3px)}
.sect svg{width:30px;height:30px;stroke:var(--orange-d);display:block;margin:0 auto 12px;fill:none;stroke-width:1.8}
.check-list{list-style:none}
.check-list li{padding:12px 0 12px 36px;position:relative;font-size:15.5px;border-bottom:1px solid var(--line)}
.check-list li:last-child{border-bottom:none}
.check-list li::before{content:"\2713";position:absolute;left:0;top:11px;color:var(--orange);font-weight:700;font-size:18px}
.detail-layout{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:start}
.detail-side{background:var(--navy);color:#fff;border-radius:var(--radius);padding:34px;position:sticky;top:96px}
.detail-side h3{font-size:20px;margin-bottom:10px}
.detail-side p{color:#c9d5e1;font-size:14.5px;margin-bottom:20px}
.presta{list-style:none}
.presta li{padding:14px 0 14px 34px;position:relative;font-size:15.3px;border-bottom:1px dashed var(--line)}
.presta li::before{content:"";position:absolute;left:6px;top:22px;width:10px;height:10px;background:var(--orange);border-radius:2px;transform:rotate(45deg)}
.nextprev{display:flex;justify-content:space-between;gap:16px;margin-top:52px;flex-wrap:wrap}
.nextprev a{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 22px;font-weight:600;color:var(--navy);transition:.25s;font-size:14.5px}
.nextprev a:hover{border-color:var(--orange)}
.nextprev small{display:block;color:var(--orange-d);font-size:11.5px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:3px}
.cta-band{background:linear-gradient(150deg,var(--navy),var(--navy-l));border-radius:var(--radius);padding:48px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:26px;flex-wrap:wrap}
.cta-band h2{font-size:clamp(22px,3vw,30px)}
.cta-band p{color:#c9d5e1;margin-top:6px}
.c-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:38px;box-shadow:var(--shadow)}
.c-line{display:flex;gap:16px;padding:16px 0;border-bottom:1px solid var(--line);align-items:flex-start}
.c-line:last-child{border-bottom:none}
.c-line svg{width:22px;height:22px;stroke:var(--orange-d);flex-shrink:0;margin-top:3px;fill:none;stroke-width:2;stroke-linecap:round}
.c-line b{display:block;color:var(--navy);font-size:15.5px}
.c-line span{color:var(--gray);font-size:14.3px}
footer{background:var(--navy-d);color:#8fa2b5;padding:52px 0 30px;font-size:14px;margin-top:0}
.f-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.1)}
.f-grid img{height:28px;filter:brightness(0) invert(.85);margin-bottom:14px}
.f-grid h4{color:#fff;font-size:14.5px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;font-family:'Inter',sans-serif}
.f-grid ul{list-style:none}
.f-grid li{margin-bottom:9px}
.f-grid a{color:#8fa2b5}
.f-grid a:hover{color:var(--orange)}
.f-bottom{padding-top:22px;text-align:center;font-size:13px}
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.on{opacity:1;transform:none}
@media(max-width:900px){.grid3,.steps{grid-template-columns:1fr 1fr}.grid2,.detail-layout{grid-template-columns:1fr}
.sect-grid{grid-template-columns:1fr 1fr}.stats-grid{grid-template-columns:1fr 1fr;row-gap:32px}.f-grid{grid-template-columns:1fr}
.detail-side{position:static}}
@media(max-width:640px){.grid3,.steps{grid-template-columns:1fr}.sec{padding:60px 0}
.hero{padding:140px 0 84px}.page-hero{padding:130px 0 52px}
.nav-links{position:fixed;inset:72px 0 auto 0;background:var(--navy-d);flex-direction:column;padding:24px;gap:18px;display:none}
.nav-links.show{display:flex}.burger{display:block}
.mvv-row{grid-template-columns:1fr}.mvv-row dt{padding:14px 26px}}